Mobile Home Insurance in California
Coverage for mobile homes in parks and on private land.
Mobile Home Insurance, in a Park or on Your Own Land
A mobile home is a home. It needs its own kind of policy, and not every company writes one. Mobile home insurance in California is something our office does, for homes in parks and for homes on private land.
A mobile home policy covers the home itself, your personal belongings, and your liability if someone gets hurt at your home and blames you.
One thing we need to know up front: the home has to be on a foundation.
The policy wording always decides what's covered. We go through the coverages with you before you sign anything, not after.
How Darlene Baxter Insurance Agency Insures Mobile Homes
Darlene Baxter Insurance Agency writes mobile home policies through a company we work with for this kind of home.
Darlene Baxter has been in insurance since 2009. She and Michelle Henning, our personal insurance agent, handle the mobile home policies themselves.
Mobile Homes in High Fire Areas
A fire zone doesn't mean no. We start with regular companies. If none will take the home right now, the California FAIR Plan can be the path, and we have insured mobile homes that way.
Our FAIR Plan and wrap policy page explains how that works.
What to Expect When You Call About Your Mobile Home
It starts with a conversation. Tell us where the home is, whether it's in a park or on your own land, and whether it's on a foundation.
We lay out what the policy covers and what it costs, in plain words. You choose.
We can't promise approval or a price. Those decisions belong to the insurance companies. You'll always know where things stand.
Mobile Home Insurance Across California
The office is in Pleasant Hill, and we insure mobile homes all over California. Most of it can be done by phone, text and email, so you don't have to live near us.
Get a Mobile Home Insurance Quote
Buying a mobile home, got a notice from your insurance company, or been told no somewhere else? Call the office at (925) 940-6970, or send us a message. Tell us about your home.
Frequently Asked Questions
Do you insure mobile homes in parks?
Yes. We insure mobile homes in parks and on private land.
Does my mobile home need to be on a foundation?
Yes. The home has to be on a foundation for us to insure it.
My mobile home is in a high fire area. Can you help?
We start with regular companies. If none will take the home right now, the California FAIR Plan can be the path, and we have insured mobile homes that way.
Who handles mobile home insurance at your office?
Darlene Baxter and Michelle Henning handle the mobile home policies themselves.
Keep exploring
Want a second look at your coverage? Talk to Darlene Baxter Insurance Agency.